Individual & Family Health Plans β Cashless hospitalisation at 10,000+ hospitals across India.
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Choose the right plan for you and your loved ones
Covers one person with a dedicated sum insured. Best for young working professionals.
One policy covers the entire family β husband, wife, and dependent children β under a shared sum insured.
Designed specifically for people aged 60+, with coverage for age-related conditions and pre-existing diseases.
Standard coverage under a health insurance policy
Covers room rent, nursing charges, doctor fees, and surgical costs for inpatient treatment.
Medical expenses 30 days before and 60 days after hospitalisation are covered.
Emergency ambulance costs are reimbursed up to the policy limit.
Over 500 day-care procedures covered without requiring 24-hour hospitalisation.
Lump sum payout on diagnosis of cancer, heart attack, kidney failure, and other critical diseases.
Treatment at home when hospital admission is not possible is also covered.
Covers medical expenses of the organ donor during the transplant surgery.
Covers delivery expenses and newborn baby cover from day one (in select plans).
Sum insured is automatically restored if exhausted during the policy year.
Get treated at network hospitals without paying upfront.
High sum insured options for comprehensive medical coverage.
Sum insured increases by 5β50% for every claim-free year.
Premium paid qualifies for income tax deduction up to βΉ75,000.
Pre-existing diseases (covered after waiting period of 2β4 years)
Cosmetic or plastic surgery (unless due to accident)
Self-inflicted injuries or substance abuse
Dental treatment (unless accidental)
Experimental or non-approved treatments
War, terrorism or nuclear hazard related injuries
Our experts will help you pick the best plan from leading insurers.
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