Assam, Meghalaya, Manipur, Nagaland, Arunachal Pradesh, Mizoram, Tripura, and Sikkim face some of India's highest risks of floods, earthquakes, and landslides. We help you stay protected — before disaster strikes.
Zone V
Highest Earthquake Zone — Assam, Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland
30+
Flood-affected districts in Assam every monsoon season
₹5,000+Cr
Average annual flood damage in Northeast India
3–5 months
Typical flood season — June to October across the region
No other region in India faces this combination of natural hazards. Standard insurance policies often underclaim here — which is why you need an expert advisor.
Brahmaputra and Barak valley floods affect millions annually. Guwahati, Dibrugarh, Silchar, and dozens of other towns flood every monsoon. Standard policies cover this — only if correctly structured.
Hill states like Meghalaya, Mizoram, Arunachal Pradesh, Manipur, and Nagaland face frequent landslides, especially during monsoon. Road and property damage can be severe and sudden.
Six of the eight NE states fall in Seismic Zone V (highest risk). The 1950 Assam earthquake (8.6 magnitude) was among India's strongest. Structural damage from quakes is a real and ongoing risk.
Cyclones from the Bay of Bengal track into NE India, especially Tripura and Mizoram. Pre-monsoon storms cause significant roof and property damage across the region.
Urban areas like Guwahati face severe waterlogging even in moderate rainfall. Ground-floor homes, shops, and vehicles face damage every year.
Dry-season forest fires in the hills affect structures and vehicles near forested areas in Meghalaya, Arunachal Pradesh, and parts of Assam.
Comprehensive protection across all asset types for Northeast India's specific risk environment
Your most valuable asset
For cars, bikes & commercial vehicles
Shopkeepers, traders, SMEs
Farmers across NE India
Based in Guwahati — serving clients across all of Northeast India
Brahmaputra floods, earthquakes
Highest rainfall, landslides
Floods, landslides, earthquakes
Landslides, seismic zone V
Floods, landslides, cyclones
Landslides, cyclones from Bay
Cyclones, floods, landslides
Glacial floods, landslides, earthquakes
Checklist for Northeast India residents — act before June
Ensure you have comprehensive cover with engine protection add-on. Third-party only covers absolutely nothing for flood damage.
Electronics, furniture, valuables — these are rarely covered in basic policies. A contents add-on is affordable and essential here.
Starting a water-ingested engine voids engine protection cover. Let it dry and report to insurer first — call us and we'll guide you.
In case of damage, photograph before any repair or cleanup. Video documentation speeds up claims significantly.
Keep digital copies. Physical documents often get damaged in floods. Share soft copies with us — we'll maintain your portfolio.
Delayed claim intimation is the #1 reason for rejection. Our WhatsApp is always active — send us a message immediately after any incident.
Talk to our Guwahati-based advisor today. We understand Northeast India's risks better than any national insurer.
House No 41-A, P.B Road, Rehabari, Guwahati – 781006 | info@7shieldadvisors.com
